In the Working Professional category, our clients are typically successful individuals either working as employees or working for themselves with their own business.

They are looking for advice and guidance in relation to their investments, superannuation, life insurance, saving and retirement planning.

Clients consistently tell us that they want advice and guidance in regard to:

Property – purchase of their 1st property or in regard to upgrading their property

Lifestyle – budgeting, saving, help in setting retirement goals

Protecting your Income/Salary – insurance to protect you and your family – but in particular strategies to protect your future earnings

Arranging your Super – product choice, investment choice

“Build your Wealth, Protect your Wealth , Enjoy your Wealth”

We Understand the Importance of having ‘Structure and Discipline’

While we know different people have different requirements, we also know that having a disciplined, structured and monitored approach to managing your financial affairs pays big dividends.

Having a plan, setting guidelines and being accountable is what helps to achieve long term goals.

We implement a step-by-step approach to providing financial advice and in developing your wealth management plan.

Understanding You and Your Goals

We spend considerable time understanding ‘what is important to you’ and gathering necessary information about you – your current circumstances, family, business, work, finances, assets and liabilities, your retirement aspirations.

Assessment and Recommendations

We identify the issues that relate to you and document your goals – short term, medium term and long term. Issues are prioritised, then we investigate solutions, develop plan/s and produce a strategy- a full ‘financial plan’.

Action Meeting

We provide a concise outline of your issues (determined from our initial meetings) and present advice covering issues such as asset management, portfolio construction, asset protection, growth and distribution. Typically this advice will be a combination of our input and recommendations together with advice from other professionals such as your accountant and solicitor.

The advice provides a solid core of your strategy for the future. You receive detailed projections (cash flow and asset projections) to help you make informed ‘trade-offs’ on decisions which affect your ability to achieve your goals.

Peace of mind is all about having the confidence that you are on track to achieving your lifestyle goals.

Implementation

We arrange for recommendations to be implemented. This involves co-ordinating the services of necessary professionals (as agreed by you). This is where we also commit to an agreed action plan and articulate to you an agreed level of on-going service.

Ongoing Monitoring and Review

We revisit your plan on an annual basis (or more regularly where required) in a formal review. We talk about new goals or revised goals and discuss your portfolio. We discuss our proposed revisions to your strategy and agree and document future action plans. Of course while we regularly monitor and provide advice regarding the composition of your portfolio – no changes will be made without prior discussion with you and your written approval to any proposed portfolio modifications.

What some of our clients say about us